Your 21st Century health Options
Now and in the future under A.C.A.
Four ways that we can help you now...
Health Marketplace Florida
This landing page is to offer you some immediate Options:
1.) If you are 'healthy' [you have no on-going medical issues or use medications] and want to avoid the "Individual Mandates" that begins on 1/1/14 - you have the option to ENROLL NOW. Pick a plan in 2013 that meets your needs, and doesn't force you to pay for benefits you won't (or in some cases can't) use. Important: This option keeps you from qualifying for a subsidy for 2014 plan year.
2.). If you believe that you may be eligible for a subsidy but would like to avoid the 'healthcare.gov' web site for the moment, go here first to CHECK AVAILABILITY of a SUBSIDY and see some of what we believe are the very best plans that would start on 1/1/14. These are the very same plans that you will find at healthcare.gov. The only difference is that you don't risk your personal information at a questionably secure website. (HHS continues to promise that a second pathway is about to open; where you will enrol directly in the plan you choose at the carrier's secure web site, and let them process and confirm your subsidy. [Not fool-proof, but it should be safer!])
3.) If you have an existing health issue that might prevent you from getting coverage, and do NOT believe that you will be eligible for a subsidy (or find that's the case using the tools in Option 2) you can see a range of ACA qualified plans that you can enrol in right now, with NO Medical Underwriting, and have coverage begin 1/1/14, without ever visitinghealthcare.gov! Some of the great plans offered here will NOT even be offered via the public marketplace at all. It is important to remember to request a 1/1/14 Effective date in quote.
4.) If you have coverage offered through an employer, but the cost of adding your spouse and/or children is too high, we have plans that can cover them independently. The positives to this approach include (a.) you can pick a plan - deductible, co-pay, network and so on that best fits them and (b.) the cost could be significantly less than adding them to an employer-sponsored plan. Be aware that ACA rules prevent any family member offered employer-sponsored coverage from getting a subsidy regardless of income. Getting the subsidy is prevented by the Affordable Care Act, not the fact that you sought out less expensive and/or better coverage!
One last thing: If you are visiting our site and live in another state, we can also help you find coverage there. Our national call center has real agents familiar with plans, carriers and rules in your state. Check it out at: http://sumnerprivateexchange.com
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